BINSR Document Repairs

jineshomes December 2, 2018 Services 0

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Home inspection reports repair. Home, Inspections, Repairs, Alterations, Deficiencies, Reports, Concerns, Saftey, Security, Soundness, Code, Enforcement, Property, HUD, Appraisal, Peeling, Paint, Weathered, Exterior, Interior, Bathrooms, Kitchens, Bedrooms, Living, Room,

Required Repairs: Required repairs are limited to those repairs necessary to preserve the continued marketability of the property and to protect the health and safety of the occupants, A.K.A. the three S’s:
Safety: protect the health and safety of the occupants
Security: protect the security of the property (security for the FHA insured mortgage.)
Soundness: correct physical deficiencies or conditions affecting structural integrity
Properties in Poor Condition: If the subject property is in such poor condition that it may be cost prohibitive or impractical to bring it up to FHA’s minimum property requirements, the appraiser should recommend rejecting the property and contact the Lender before continuing with the assignment. If continuing:
Complete the appraisal on an “AS IS” basis, clearly marking the report as recommended for rejection for Section 203(b) and provide reasons for the rejection;
Provide a list of all major deficiencies and state that the list should not be considered all-inclusive. Additional items may be required before acceptable for FHA Insurance; and
Provide photographs of deficiencies to support recommended action.

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This customer sold their home in today’s hot market. The buyer however wanted a few cosmetic repairs done. They needed almost every window trim fixed, a rotting set of posts to their porch, and some water damaged fascia replaced. This took several days of work to replace, and was over 110 degrees outside every day. We completely removed all of the original fascia and trim on the porch and replaced it. Painted it to a custom color match, and built new window trim on two windows. Fixed several “house settling” panel problems. Then noticed the posts holding the porch up, were not even attached to the ground any longer. We upgraded the posts with new code compliant metal bases. The home owners even helped us with the construction.